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bursting with opportunities. india, china, brazil, ishares, small-caps, large-caps, ishares. industrials. low cost. every dollar counts. ishares. income. dividends. bonds. i like bonds. ishares. commodities. diversification. choices. my own ideas. ishares. i want to use the same stuff the big guys use. ishares. 9 out of 10 large, professional investors choose ishares for their etfs. introducing the ishares core, etfs for the heart of your portfolio. tax efficient and low cost building blocks to help you keep more of what you earn. call your advisor. visit ishares.com. ishares. yeah, ishares. ishares by blackrock. call 1-800-ishares for a prospectus which includes investment objectives, risks, charges and expenses. read and consider it carefully before investing. >> chris: for all of you who survived black friday, here's something new to worry about. christmas is one month from today. and, a week after that, if nothing gets done here in washington, we all go over the fiscal cliff. what does that mean for shoppers, and investors, in these final days of 2012? for answers, we turn to matthew
that need to be stepping up to the plate and taking on more of your responsibilities. indonesia, india, brazil, turkey, south africa, but at the same time, we also hear the statements made that as they get involved and should step up to the plate in helping to nurture democracy come to protest human rights, but that they also have to make sure there roadhouses in order. what are your thoughts on that? >> certainly, more nations now have their role to play. definitely, in our case, we're trying to play a role based on our experience. as you might know, our country just 10, 20 years ago was always mentioned with drug trafficking and corruption and. that was the case. a more important message to leave before this panel is democracy is very important. it is important when the people really want to see their relations. with what happened in colombia, in our case, very strong, important leadership for municipal leaders and, at the same time, and national will to find a role has been critical. after that, then you find international support and cooperation. in the case of colombia, it is an i
here. oh, i'm sorry. yes. >> you talked about foreign competition in china, india, those places kind of getting ahead of us. is the model that we have in place for teaching our kids that was built in the agricultural age really sufficient for the information age? is the curriculum we have in place sufficient to allow them to be inknowers and entrepreneurs? >> now, that's a softball question. [laughter] no, but realistically, you know, i'm trying not to jump out of my shoes on that. look, no. i mean, when we built this educational system, the '93 model, you know, we ended it artificially because of the compromise with farmers so kids could get out of school in enough time to work in farming. summers were off so they could work on the farm. that was why we had that agricultural schedule. when we put that system in place, there were no cars, certainly no planes, there weren't even electric lights. and computers? okay, well, on and on and on. and can the bottom line is we have -- and the bottom line is we have this overallegiance to that system based on nostalgia, you know? so many peopl
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